I don't think I posted any goals for 2015, but I compared them to 2014 and we are looking good.

For 2016:

1. ROTH - $200/ month both ROTHs; $400/ month total between the two.

2. Mortgage Additional - $700/ month.

3. E.F. - $500/ month minimum.

4. Mortgage at or below $139,999.99

Keeping goals #1-3 easily reachable, and #4 is reached, will be a bonus. October 2016 the mortgage will be 20% from original appraisal from 2010, therefore, good-bye PMI! Will be 10 months longer than originally anticipated, but couldn't be less than 5 years as loan stipulates can't remove PMI 5 within years or less or 20% equity from original appraisal, whichever is longer. October 2016 will be 5 years, 10 months.