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Archive for March, 2014

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March 5th, 2014 at 01:13 pm

I'll keep this short, my posts are usually to the point, so this one won't be any different!

1. Our new appliances. We received 3/4 of them, the fridge should be delivered today, if not, I feel sorry for the store that will have to deal with DW! We have been told many conflicting things regarding the fridge delivery and she has had enough!

2. The "NYS Surcharge" that showed up on an in-patient hospital bill late last year, well that reimbursement finally came to fruition. HR initially said it was our responsibility, well that is not what my contract states at work; $0 out-of-pocket for in-patient. I submitted all my evidence to the legal department here at work, and finally the employer was directed to reimburse me. $389 to the new appliances!

3. $100 to mortgage principal for 3/2014 payment! Still above my goal by double each month. $380 extra so far this year.

4. Sold our old fridge for $100 and posting old microwave for $125 on craigslist. Our out-of-pocket expense on these new appliances are low compared to their final price after taxes!

5. Got both NYS and Fed tax refunds.

6. Noticed the price of the new fridge and stove (already was delivered) went even lower on-line, we got the store to honor those new prices. $124 came back!

7. DW has an interview on Thursday that sounds really promising. I don't want to get ahead of ourselves, but both our ROTH's could be fully funded this year and exceed our EF funding goal. If she does as her income would grow at least twice. Cool to think about.

8. I'm not a big fan of Zillow "Zestimates", I take it with a grain of salt, but I do look at the trend of our "zestimate" and compare it to local actual trends of home values and sales, adjust for bedroom count, baths, lot size, location etc. I estimate we could sell easily for $159K-162K. "Zestimate" shows a value of $154K and has started to level out around that number nicely. We owe $167.2K, still a bummer. $8K under is a lot better than almost $30K we were looking at 2 years ago. I'd rather be in a position we could liquidate if needed and not owe anything at closing, even if we lost money from original purchase price and/or updates.

Ah well, that's it for now!