January 2018 Update
January 9th, 2018 at 03:59 pmThings are moving right along on auto pilot.
Mortgage:
$ 138,453.73 December 2017
- $379.47 Regular Principal
- $150.00 Additional Principal
____________
$ 137,924.26 January 2018
Now I want to see the balance in the $120K's!
EF:
$ 7,000.00 December 2017
+ $1,000.00 January 2018
____________
$ 8,000.00 January 2018
New Vehicle Fund (NVF):
$ 7,830.00 November 2017
+ $830.00 December 2017
____________
$ 8,660.00 December 2017
Retirement:
Currently have $400/ mo. contributions toward ROTH IRAs, split $200/$200 for DW and I. We may increase that by $50 each this year.
I may also increase my 457 contributions from 5% to 10%. This may happen mid year when I should settle on a wage renegotiation, +$6-8K/ yr. I'll have to double check to see if DW maximizes her employee match (6%), if not we will reevaluate that as well to seek maximum benefit.