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Archive for January, 2018

January 2018 Update

January 9th, 2018 at 03:59 pm

Things are moving right along on auto pilot.

Mortgage:

$ 138,453.73 December 2017
- $379.47 Regular Principal
- $150.00 Additional Principal
____________
$ 137,924.26 January 2018

Now I want to see the balance in the $120K's!

EF:

$ 7,000.00 December 2017
+ $1,000.00 January 2018
____________
$ 8,000.00 January 2018

New Vehicle Fund (NVF):

$ 7,830.00 November 2017
+ $830.00 December 2017
____________
$ 8,660.00 December 2017

Retirement:

Currently have $400/ mo. contributions toward ROTH IRAs, split $200/$200 for DW and I. We may increase that by $50 each this year.

I may also increase my 457 contributions from 5% to 10%. This may happen mid year when I should settle on a wage renegotiation, +$6-8K/ yr. I'll have to double check to see if DW maximizes her employee match (6%), if not we will reevaluate that as well to seek maximum benefit.