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Archive for July, 2013

Actual Electric Usage w/ Central Air

July 16th, 2013 at 08:02 am

These are the actual numbers when comparing this year with Central Air vs. Window A/C unit last year.

As requested by a few:

05/08/2012 - 07/06/2012: 1136 kWh = $194.28

05/07/2013 - 07/08/2013: 1272 kWh = $219.77

Even though there are some variables, we paid $25.49 more over the same time period a year ago with the much less capable window a/c. Not bad. I will update again in September 2013 on our next meter read date!

Getting Impatient with the Auto Loan

July 8th, 2013 at 09:54 am

The auto loan is at an amount that we could just pay off immediately if we wanted. I am tired of waiting for each months payment, but retiring the loan now would leave our EF way too low, but still tempting. Next month is 3 pay periods for us which means an extra ~$2,000 to savings on top of our normal amount. My plan is to bring loan under $4K after August regular payment and additional $400 to principle. We also want to increase our EF to $10K by December 2013. I don't think we can have both and the auto loan is only costing us $14 a month in interest. Of course that gets less with each payment, but I just want to be done with it! At that point we would only have the mortgage!

Central Air vs. Window A/C Electric Usage

July 7th, 2013 at 07:39 am

Some have asked that I keep track of Central Air vs. Window A/C electric usage. The central air was installed around the time we would have put in the window unit which was beginning of June. Our utility bills every 2 months so below is the kWh usage for both 2012 and 2013. Keep in mind that I needed to read the meter yesterday and estimated cost based on the cost for electricity in 2012. I will post actual most likely this coming week when I get the ebill.

05/08/2012 - 7/06/2012 = 1136 kWh --- $194.28
05/07/2013 - 7/06/2013 = 1202 kWh --- $205.00

The window a/c would cool and dehumidify only the living room and dining room, leaving the bathroom, two bedrooms, kitchen, and hallway to be desired. The central air cools and dehumidifies the whole house, including the finished laundry room in the basement. The central air is set for holding 75 degrees at this time. I have it programmed to keep 75 degrees when home and 78 degrees at sleep or work, but during the heat wave I placed it on hold.