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Archive for August, 2012

More windows, more spending, more bonus cash

August 29th, 2012 at 10:08 am

I finally was able to get the window company at the house again so we could order Phase IV of V. This order will be a total of $3,797. This will be the largest bill for the windows being it includes the large picture window in the living room area. I signed up for the Chase Sapphire Preferred card being they were offering $400 bonus cash after spending $3,000 in 90 days. I put the required 30% down which was $1,137 on that card. The remaining $2,660 will be placed on there when installed probably around beginning of October. This card has a yearly fee after year 1 and will be closed after we get our $400+ check!

I submitted our defensive driving certificates that we finally received in the mail to the insurance company. The 10%+ reduction should be returned to us in a couple weeks being we pay the premium in full. We won't have to renew that for another 3 years.

This Friday will be our "extra pay check" for August. I will send the $1,850 (Disney/ Universal Tickets) on our Chase Freedom card as well as the $1,137 on the Chase Sapphire Preferred card this Friday.

Spending Money and Saving Money

August 13th, 2012 at 09:32 am

I haven't created an entry since the end of May 2012! I'll keep it short and sweet as not much has really happened since.

Current Mortgage and Car Loan balances are on my side bar. The car loan for August doesn't happen until the 24th, so I won't unpdate that until. Those two things have been on auto pilot since May 2012.

We have a FL vacation (12 nights) that includes Disney World and Universal Studios coming up at the end of September. We are going down with another couple and split the cost of the rental house. Being the theme park tickets and the rental house was within $30 of each other, we picked up the tab for tickets and they picked up the rental house. $1,850 for tickets, including taxes and a 4% discount! We purchased our flights from Southwest back in June when it was $99/ person, so $396 (round trip for 2) for flights wasn't bad at all. We will split the rental car which I booked for $260, for a full size vehicle. I put those on my Chase Freedom Card so I get a few bucks back, which will be paid in full as usual.

Went clothing shopping and did some at Sears with DW and we had $39 of items and they asked if we would like to sign up for their credit card for instant $35 savings. I did that, but I didn't know it would be between 3 different credit cards! The cashier asked my wife if she wanted the same, so she signed up and they put $35 on a gift card! Best part was, I did not need to put the remaining $4 balance on their credit card, so I used cash for that. I am still suprised on how they just "gave" between the two of us $25,000 in credit in 15 mins. I guess we earned it with great credit, but all 6 of those cards will be cancelled even before they are activated. We got free $70 out of Sears.

The second to last (Phase IV) of replacement windows will be ordered by the end of this month. The total on them will be about $3,800. I just applied for the Chase Sapphire card that is offering $400 bonus cash if I spend $3,000 in the first 3 months. Hoping I get approved between signing up for their Chase Freedom $300 bonus cash back after $500 in purchases earlier in the year and the Sears cards. I used the Chase Freedom $300 cash back on $500 spent on Phase II windows.