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Archive for September, 2013

Looking for CC Sign-Up Bonus

September 23rd, 2013 at 07:48 am

I've ran a Google search for credit card sign-up bonus that requires a $1,000 spend. After 4 years we are looking to finally purchase a snow blower for to up coming winter season. With tax, the unit we are set on will just be over $1,000.

Any one have suggestions? It will need to be a $1,000 spend (or less) in 90 days, no fee (at least for year one), and can be for gift cards or statement credit. I have done pretty much all Chase cards recently. I would like a $250 sign up bonus.

Suggestions?

Extra to Auto Loan

September 13th, 2013 at 11:17 am

DW got her Chase Sapphire Preferred card statement with the bonus points. Also sent in the auto insurance policy net difference with it, so, $700 total went to the auto loan.

$3,664.42 remaining.

$500 will be sent toward the end of the month when my other Chase CC sign-up bonus hits.

In addition, the regular September 2013 payment will put it under $3,000 by end of month!

Auto Insurance and Central Air Electric Usage Update

September 11th, 2013 at 12:02 pm

So the last week I received an email from our current auto insurance company, but through a different agent. The email stated they had a new "plan" and rate reductions in the area I live. Usually I am like "yeah right" and delete it, but this time I decided to humor them. Same exact coverage through the same insurance carrier just different "plan" and agent, our 6 month premium went from $1,410 to $948. We pay in full upon renewal and what does this mean for the monthly budget? A decrease of $75! Usually I would budget $235/ mo. for the old plan and now I am budgeting $160/ mo. for the new plan for the same coverage limits, deductibles etc. Glad I humored them and didn't brush it off like in the past. It also means we will receive a prorated check from the old policy as I paid the new policy in full over the phone with a cc. The difference between the unused portion of the old and new will be about $310 we will net. Not sure what to do with the money yet.

Central Air vs. Window A/C Unit electric usage for the past 2 months increased $41.92 over the same time the previous year with window a/c. So the total we have seen over the 4 months has only been an increase of $67.41 over the previous year. That is much less than I originally estimated for the majority of the cooling season.