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Auto Insurance and Central Air Electric Usage Update

September 11th, 2013 at 12:02 pm

So the last week I received an email from our current auto insurance company, but through a different agent. The email stated they had a new "plan" and rate reductions in the area I live. Usually I am like "yeah right" and delete it, but this time I decided to humor them. Same exact coverage through the same insurance carrier just different "plan" and agent, our 6 month premium went from $1,410 to $948. We pay in full upon renewal and what does this mean for the monthly budget? A decrease of $75! Usually I would budget $235/ mo. for the old plan and now I am budgeting $160/ mo. for the new plan for the same coverage limits, deductibles etc. Glad I humored them and didn't brush it off like in the past. It also means we will receive a prorated check from the old policy as I paid the new policy in full over the phone with a cc. The difference between the unused portion of the old and new will be about $310 we will net. Not sure what to do with the money yet.

Central Air vs. Window A/C Unit electric usage for the past 2 months increased $41.92 over the same time the previous year with window a/c. So the total we have seen over the 4 months has only been an increase of $67.41 over the previous year. That is much less than I originally estimated for the majority of the cooling season.

1 Responses to “Auto Insurance and Central Air Electric Usage Update”

  1. creditcardfree Says:

    Very nice savings!

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