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Just a Wacky Wednesday Update

June 5th, 2013 at 03:43 pm

Our central air was installed last Friday and works great. It is nice to have the whole house cool and dehumidified rather than just the immediate room as with a window air conditioner.

Speaking of the window air conditioner, we listed it on Craigslist and sold it last night for $175. I will deposit that tonight and put that toward the principal on the car loan so that it will be below $5K after regular payment hits June 24. I will be sure to blog that milestone separate as well! Haha!

DW bday is June 26, so she asked for a Fitbit One, so they were on sale for $10 off. We purchased at Best Buy and they guy asked if we were using a Best Buy credit card. We said we didn't have one, and asked if we wanted to sign up. I asked if there was any incentive and it was $20 off current purchase if approved. So after we were approved, we walked out spending $75 after tax on a $99 purchase before tax! Plus, we didn't need to use that card to pay for it! Now, just another card with a ridiculous amount of credit for a retail store I need to cancel. Haha!

Speaking of credit cards, the remaining $2,000 balance of the central air was able to be charged to my Chase Freedom card. We will have no problems paying that before it is due by July 12 or so. I will use my existing $65 in rewards as a statement credit so only really $1,935 will really be due!

I need to renew my NYS drivers license by June 14 as it expires this year, which is $80.50. Again, no issue paying that, but those little things like that tick me off sometimes!


Posted in Budgeting, Credit Cards, Debt, Personal Finance, Mortgage, Auto Loan, Home Improvement | 3 Comments »

3 Responses to “Just a Wacky Wednesday Update ”

  1. snafu Says:
    June 5th, 2013 at 05:02 pm 1370451744
    1370451744

    I'm sure central AC is terrific. I wonder if you would consider updating to let us know how this affects your electric bill through the summer as compared with the cost last year using a room only device.

    Great using store incentives to get a discount added to sale price. Does it affect your credit rating/FICO type score when you cancel the CC?

  2. Xtreme Thunder Says:
    June 5th, 2013 at 06:47 pm 1370458070
    1370458070

    snafu: I am not sure how much, or if any, the store card would affect my FICO score comparing keeping the card vs. canceling it. I wouldn't expect it to really influence it any. I would be slightly concerned if we were looking to apply for an auto loan or mortgage in the next few months, but other than that, I am not too concerned. I will definitely keep the blog updated on how the central air effects the electric bill, which the next meter reading isn't until between July 8-14 as the supply company reads the meters every two months. We have a budget bill set-up so we actually pay every month, but either pay out at end or get reimbursed at end of the 12 month cycle. The last 2 years, we have always got money back and it may be a wash or close to it this year I think.

  3. rob62521 Says:
    June 5th, 2013 at 11:18 pm 1370474305
    1370474305

    Looks like you have things under control. Good for you!

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