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Current Budget as of 02/2012

November 23rd, 2011 at 10:58 pm

Edited/ Updated:

Current Monthly Budget as of 02/2012:

Total Net Checks = $4,830
Mortgage = $1,300
Auto Insurance = $230
Auto Loan = $320
Electric/ Gas = $195
Verizon = $290
Water/ Sewer = $15
Groceries/ Gas/ Medical = $800
Total Net Savings = $1,690

*Mortgage includes P.I.T.I. and PMI.
**Auto Insurance is paid in full every 6 months.
***Electric/ Gas is budget billed every month.
****Verizon is Cell, Cell Data, Home Internet, FIOS TV, Home Phone. Looking to cancel home phone 11/2012, in contract so I can't cancel sooner. Also we are paying extra for 25mb DL/ 25mb UL speeds on our Home Internet, will down grade that to regular at that time too.
*****Water/ Sewer is billed every quarter.
******Groceries (incl. eating out) is $400, Gas is $300 and Medical (co-pays, vet etc.)is $100. Over estimates and any additional goes to savings at end of month.

Any additional to mortgage and auto loan gets taken from total net savings; $275 to mortgage and $225 auto loan.

Posted in Budgeting | 2 Comments »

2 Responses to “Current Budget as of 02/2012”

  1. Petunia 100 Says:
    November 23rd, 2011 at 11:03 pm 1322089398
    1322089398

    Are you and your wife each contributing to your workplace retirement plans?

  2. snafu Says:
    November 25th, 2011 at 05:54 pm 1322243677
    1322243677

    good on you for setting a goal and sticking to your plan. I hope it's ok to suggest you begin researching an investment plan. You have positioned yourself to be 'The Millionaire Next Door.' I know you won't jump of the deep end and take risky routes but over time you have potential to shock even yourself with your success

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