Mortgage:

$ 144,141.96 January 2017
- $356.96 Regular Principal
- $150.00 Additional Principal
____________
$143,635.00 February 2017

Finally 78% LTV! Monthly Mortgage Insurance cancellation in the works!

EF:

$ 4,000 January 2017
+ 1,000 Added
_______
$ 5,000 February 2017

2016 Taxes:

Ouch, did our taxes, but did not finalize, we owe Feds $1,800 and NYS $200. We have moved into another tax bracket and will adjust withholding as we both currently claim Fed M-0 and NYS M-0. Yeah, so we will split the additional withholding amount request between DW and I for 2017 pay check as we make very similar wages. I don't have a problem as March 2017 DW gets an "Extra" paycheck and will pay utilizing those funds, and should cover 90% and will make the difference up with cash flow. Bummer, but oh well, as that "Extra" check could have went toward something else.