I've ran a Google search for credit card sign-up bonus that requires a $1,000 spend. After 4 years we are looking to finally purchase a snow blower for to up coming winter season. With tax, the unit we are set on will just be over $1,000.

Any one have suggestions? It will need to be a $1,000 spend (or less) in 90 days, no fee (at least for year one), and can be for gift cards or statement credit. I have done pretty much all Chase cards recently. I would like a $250 sign up bonus.

Suggestions?

DW got her Chase Sapphire Preferred card statement with the bonus points. Also sent in the auto insurance policy net difference with it, so, $700 total went to the auto loan.

$3,664.42 remaining.

$500 will be sent toward the end of the month when my other Chase CC sign-up bonus hits.

In addition, the regular September 2013 payment will put it under $3,000 by end of month!

So the last week I received an email from our current auto insurance company, but through a different agent. The email stated they had a new "plan" and rate reductions in the area I live. Usually I am like "yeah right" and delete it, but this time I decided to humor them. Same exact coverage through the same insurance carrier just different "plan" and agent, our 6 month premium went from $1,410 to $948. We pay in full upon renewal and what does this mean for the monthly budget? A decrease of $75! Usually I would budget $235/ mo. for the old plan and now I am budgeting $160/ mo. for the new plan for the same coverage limits, deductibles etc. Glad I humored them and didn't brush it off like in the past. It also means we will receive a prorated check from the old policy as I paid the new policy in full over the phone with a cc. The difference between the unused portion of the old and new will be about $310 we will net. Not sure what to do with the money yet.

Central Air vs. Window A/C Unit electric usage for the past 2 months increased $41.92 over the same time the previous year with window a/c. So the total we have seen over the 4 months has only been an increase of $67.41 over the previous year. That is much less than I originally estimated for the majority of the cooling season.

I received pretty much all of the large reimbursements from my job for our recent medical expenses to the tune of around $7,000. I cashed and deposited them a couple days ago. We are just waiting for about $800 more as I grouped a bunch of smaller ones together. I should receive them this week.

All of them are split between two new cards to receive a total of $900 in sign-up bonuses. The statements will close mid-late September and won't be due until early-mid October. I will keep the money in the savings account as long as possible to to gain the pesky interest.

We received our third paychecks this month today, so, $2,000 to the EF as well, but the account shows $15,000+ and there is a CC payment due mid-September that will be paid in full on my Chase Freedom account. I will probably use a statement credit for the current points worth around $35.

It would be nice if all the $15,000 was 'ours' as that would be $2,000 from a fully funded 6 month EF, or the auto loan would no longer exist! Haha!

At least the EF is now $8,000!

DW received her Chase Sapphire Preferred over the weekend and activated it. Today I paid my tuition and 2 medical bills (all 3 totaling $3,050.09) to reach the $3,000 minimum spend. All of which is being 100% reimbursed by my employer! Therefore, we literally made $400 on the deal!

I just realized that the title I came up with appears to be a gateway phrase to a scam! Haha!

Has anyone ever signed up for one of these cards ever to get the sign-up bonus?

I live in the United States of America, where anyone can be in business for themselves, i.e. Sole Proprietorship.

This goes along with my last post regarding me recently being hospitalized and how my employer reimburses us the deductible and co-insurance (confusing the way it was negotiated, but whatever). Well, I just received yet another bill from the hospital and this one is for $4,500, in which we will be reimbursed 100%.

The Chase Ink Plus Business Card is offering 50,000 sign-up bonus points ($500 statement credit or $625 travel rewards) after spending $5,000 in the first 3 months.

I figured, we could easily spend $500 additional to make the minimum by purchasing already budgeted gas, groceries and some of our Christmas allowances with the card.

With DW signing up for the Chase Sapphire Preferred Card for the other reimbursable medical bills and tuition we could potentially be making $900 total if I could successfully get approved for the Chase In Plus Business Card.

Worth a shot, and nothing to lose I guess!

I had my wife apply for the Chase Sapphire Preferred today for the $400 bonus cash after $3,000 spend in 3 months.

If she is approved, we will be able to reach the requirements in one day, get this, on items we will be reimbursed for anyway!

The health insurance through my job opted for a high deductible insurance plan, but reimburses us the deductible. It is confusing the way Administration negotiated with the Union, but whatever, that could be a whole other 5 posts! Haha!

So I was in the hospital mid-July and we have finally gotten bills and explanation of benefits so I can begin to process everything.

So far we have the following bills to be paid:

$675 Medical Bill (100% reimbursable [Already have check actually]
$1,975 Medical Bill (100% reimbursable)
$635 Tuition and Book (100% reimbursable) [I knew there was a reason I was waiting to pay that!]

= $3,285

A quick easy way to make $400+!

The $400 would either go to Auto Loan or Christmas savings.

The points on our Chase Sapphire Preferred card is ready to be redeemed! $459.16 is coming our way. That will go toward our Phase 4 of 5 window replacement install for the house.

So we got our home owner’s insurance renewal in the mail, and of course first thing I see is a $30 increase in our premium. Last year was also a $30 increase. So within the two years of owning the home, the insurance has increase $60. Each year it has increased an average of 6 - 7.5%. 2011 – $407.00, 2012 – $437.00 and most recent, 2013 - $467.00. So I further looked onto the description of the property and there were numerous things wrong. The square footage was greater than actual, deck square footage was more than double actual, a porch listed that doesn’t even exist and the amount of finished basement was double actual. In addition, the 100% replacement cost of the dwelling was about $25,000 more than actual. Using the RS Means books at work, I estimated the cost of replacement given our area to be $158,000. Given the updated information to the insurance company, they estimated 100% replacement cost to be $160,000, so not too far away from what I estimated using moderate – luxury replacement figures. So, our updated policy is now $406.00, I wish I had paid closer attention to this in the previous two years! …so…always go through your insurance policies with a fine tooth comb!

I finally was able to get the window company at the house again so we could order Phase IV of V. This order will be a total of $3,797. This will be the largest bill for the windows being it includes the large picture window in the living room area. I signed up for the Chase Sapphire Preferred card being they were offering $400 bonus cash after spending $3,000 in 90 days. I put the required 30% down which was $1,137 on that card. The remaining $2,660 will be placed on there when installed probably around beginning of October. This card has a yearly fee after year 1 and will be closed after we get our $400+ check!

I submitted our defensive driving certificates that we finally received in the mail to the insurance company. The 10%+ reduction should be returned to us in a couple weeks being we pay the premium in full. We won't have to renew that for another 3 years.

This Friday will be our "extra pay check" for August. I will send the $1,850 (Disney/ Universal Tickets) on our Chase Freedom card as well as the $1,137 on the Chase Sapphire Preferred card this Friday.

I haven't created an entry since the end of May 2012! I'll keep it short and sweet as not much has really happened since.

Current Mortgage and Car Loan balances are on my side bar. The car loan for August doesn't happen until the 24th, so I won't unpdate that until. Those two things have been on auto pilot since May 2012.

We have a FL vacation (12 nights) that includes Disney World and Universal Studios coming up at the end of September. We are going down with another couple and split the cost of the rental house. Being the theme park tickets and the rental house was within $30 of each other, we picked up the tab for tickets and they picked up the rental house. $1,850 for tickets, including taxes and a 4% discount! We purchased our flights from Southwest back in June when it was $99/ person, so $396 (round trip for 2) for flights wasn't bad at all. We will split the rental car which I booked for $260, for a full size vehicle. I put those on my Chase Freedom Card so I get a few bucks back, which will be paid in full as usual.

Went clothing shopping and did some at Sears with DW and we had $39 of items and they asked if we would like to sign up for their credit card for instant $35 savings. I did that, but I didn't know it would be between 3 different credit cards! The cashier asked my wife if she wanted the same, so she signed up and they put $35 on a gift card! Best part was, I did not need to put the remaining $4 balance on their credit card, so I used cash for that. I am still suprised on how they just "gave" between the two of us $25,000 in credit in 15 mins. I guess we earned it with great credit, but all 6 of those cards will be cancelled even before they are activated. We got free $70 out of Sears.

The second to last (Phase IV) of replacement windows will be ordered by the end of this month. The total on them will be about $3,800. I just applied for the Chase Sapphire card that is offering $400 bonus cash if I spend $3,000 in the first 3 months. Hoping I get approved between signing up for their Chase Freedom $300 bonus cash back after $500 in purchases earlier in the year and the Sears cards. I used the Chase Freedom $300 cash back on $500 spent on Phase II windows.