My car went in the shop yesterday for a clutch replacement, charging labor only as I supplied all the parts. Got the call that it was ready today and he mentioned he prefers cash or check as he will be charged 3% for the swipe. The shop has some really fair prices and someone I can trust. I had originally planned to put it on my Chase Sapphire card to earn some points as I need to cancel it before August or pay the yearly fee. I also wanted it on there to float the payment as it would not have been due until May 9. I have no problem paying by check, but the EF will be seen below $5,000 until April 26. So going against my previous post, I guess I did touch the EF with all the expenses previously posted. Oh well, at least we have the cash available!